How do I get My Credit Report?

Everyone has heard the Free Credit Report jingle on the radio or on TV. But, everyone doesn’t know that Experian Consumer Direct settled for a fine of $950,000 for deceptive advertizing practices. This is according to Wikipedia.org. If they are spending $72 million a year advertising free credit reports (also Wikipedia), you have to understand that the credit report might not be 100% free or there may be something else to it. No business can spend that much to advertise something they are giving away for free if they don’t have another angle. We are going to give you some ideas about this and also give you some real methods for getting your credit report for free.

Our Credit Report Guide for You

You should know that you can definitely get your credit report 100% for free if you meet certain criteria or if you have recently applied for some kind of loan. In the following segments of our Credit Repair Guide we are going to tell you exactly where you can get your credit report. You might think that this is “my credit report" and “I should have access to it at will". While we may agree with you this is not the case unless you are willing to pay a monthly fee for this kind of service. Again, we agree with you. However, paying a monthly fee to have access to your credit report is not a bad idea. It is a great way to keep a close eye on your credit profile and keep yourself safe from ID theft.

Contents Of This Chapter

Obtaining My Credit Report