Ok, so let me get to the point of why I would devote one blog post to this subject. If you have collections on your credit report that show a balance even though you have paid them off, they are obviously hurting your credit profile. On top of that, if you have collections on your credit report that you have paid off and they show no balance they often report with a bad ‘rating’.
Credit dispute letters are the ‘meat’ of the self credit repair process. They are what gets you results. After you have gotten a copy of your free credit report and you have reviewed it and decided what you are going to dispute, you will write your credit repair letters which you will mail to the credit reporting agencies. The easy way to write self credit repair letters is to use credit repair software. You can obviously buy credit repair software, but why would you?
If you are just starting out on your credit repair journey, you are probably feeling overwhelmed. There is so much to learn and know. The fact is there really is a lot to know, but this is not rocket science. You just need to take your time and put your self through a little credit repair 101 that you can find through us at CreditBlossom.com.
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